Target has gone a long ways since its humble beginnings. Today, Target is one of the biggest department stores across the United States of America. If you’re a frequent Target shopper, you can apply for a Target Red Card which is a credit card bundled with a lot of benefits. The Target Red Card can either be a Target Visa or the basic Target Card. Issued by Target National Bank, the Target Red Card is a store-branded credit card which is supervised by Target Financial Services.
The Target Check Card, on the other hand, was launched in October 2007 and marketed as a pin-based debit card. With this card, you’re able to shop at Target using your checking account. It also allows you to earn cash-back for a maximum of $40. When you use this debit card, you also earn rewards points which you can redeem at all Target stores nationwide. The Target Check Card, in comparison with a Target Red Card, isn’t a credit facility and doesn’t offer an introductory 10% discount when you first use it. If you’re a busy person, you can settle your credit card bills by going to the Target Red Card Bill Pay facility at Target’s website.
If you want to apply for a Target Red Card, you must first decide if you want the basic Target credit card or the Target Visa card because the Target Visa credit card can be used in other establishments outside of Target where Visa credit cards are accepted. The basic Target credit card, on the other hand, is used only in different Target stores across the US.
You can fill up the Target application form and mail it or you can apply for a credit card online. When you apply online, you’ll also find out that there is a Target Red Card Bill Pay facility where you can pay your credit card bills. If you have at least a 400 credit rating, you can avail of the Target Visa credit card. However, if you have a low credit rating, you can only take advantage of a Target Check Card.
For convenience, you can use the Target Red Card Bill Pay option for paying your Target Red Card bill online. However, you have to register first at the homepage of Target. The “Manage My Account” link is found below the screen. In The Target Credit Card menu, you have to click on “Enroll Now”.
When you first register for the Target Red Card Bill Pay feature, you have to provide your Target Red Card details, zip code, Social Security number, Name, as well as a valid email address. When you already have a Target Red Card Bill Pay account, you start using the Target Red Card Bill Pay feature to pay your credit card bills through the “Manage My Red Card” link. You have to be ready to supply your bank details as well as bank routing numbers for your payment to be processed.