Ways to Build Your Credit from Scratch

In 2015, about 10% of adults have no established credit with a national reporting agency. Another 8% have insufficient credit history, or one that is too old to track. Many of these potential borrowers are in a classic Catch-22 scenario: a person needs to have a credit history to get credit, but he also needs… Read More »

Bad Money Advice People Always Give

There’s a lot of financial advice floating around out there, much of it good and sound, yet a little long in the tooth, or even obsolete. How do you really separate the good advice from the better? Well, here are some typical examples of what used to be pretty good financial advice, and still is… Read More »